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Search: Posts Made By: spex x
Forum: Business, Finance, and Investing 12-01-2007, 09:12 PM
Replies: 17
Views: 24
Posted By spex x
Re: Making an offer on a SFR

[ QUOTE ]
Are you buying this home primarily for an investment or will you be living there? The tenor of your posts has led me to think that you wanted to live there - am I mistaken?

In either...
Forum: Business, Finance, and Investing 12-01-2007, 08:55 PM
Replies: 17
Views: 24
Posted By spex x
Re: Making an offer on a SFR

Are you buying this home primarily for an investment or will you be living there? The tenor of your posts has led me to think that you wanted to live there - am I mistaken?

In either case, my...
Forum: Business, Finance, and Investing 12-01-2007, 08:49 PM
Replies: 17
Views: 24
Posted By spex x
Re: Making an offer on a SFR

[ QUOTE ]


I have read spex x's rough offer plan and I wiil try but, in my area I will be suprised if it works. I think spex lives in a small town.



[/ QUOTE ]

That scheme will find you...
Forum: Business, Finance, and Investing 12-01-2007, 12:07 AM
Replies: 16
Views: 46
Posted By spex x
Re: Looking for some general advice about buying my first house.

[ QUOTE ]
Do not do it!
Reread previous sentence.
We are at the end of a huge housing bubble and things are going to get real ugly. There will be blood in the streets. Interest rates will go down...
Forum: Business, Finance, and Investing 12-01-2007, 12:05 AM
Replies: 8
Views: 32
Posted By spex x
Re: What should I offer for an oceanfront apt. in Miami Beachthese da

[ QUOTE ]
Don't offer nothing for it. We are at the end of a very serious housing bubble and it will probably blow up big time.
If you must, listen to what apex said about 50%. The best thing you...
Forum: Business, Finance, and Investing 11-30-2007, 02:22 PM
Replies: 12
Views: 43
Posted By spex x
Re: Moral Hazard problem in a small business

Maybe you could take your most honest dispatcher and make him a load assignment auditor. Set criteria for load assignment fairness, give copies to all drivers and dispatchers, then have your auditor...
Forum: Business, Finance, and Investing 11-30-2007, 11:07 AM
Replies: 1
Views: 21
Posted By spex x
Re: How To Structure Corporate Ownership?

There are way way too many variables to this question to be able to answer here. You really need to sit down with a CPA and and attorney to figure it out. The best thing would probably be to find a...
Forum: Business, Finance, and Investing 11-30-2007, 11:03 AM
Replies: 8
Views: 13
Posted By spex x
Re: How to make money off Poker coming to asia.

There are a lots of large publically traded companies that offer poker products, both online and brick and morter. Why not just buy some stock?
Forum: Business, Finance, and Investing 11-30-2007, 10:53 AM
Replies: 137
Views: 229
Posted By spex x
Re: How to build credit

[ QUOTE ]
[ QUOTE ]
2) Can someone explain to me more how your credit score and income are related to put together the amount of CCs you can get?

[/ QUOTE ]

I'm curious about this as well....
Forum: Business, Finance, and Investing 11-30-2007, 10:30 AM
Replies: 16
Views: 46
Posted By spex x
Re: Looking for some general advice about buying my first house.

There are lots of banks now that'll give you a slightly higher interest rate in exchange for no PMI. REcently banks started realizing that for decent credit individuals its better for them to self...
Forum: Business, Finance, and Investing 11-29-2007, 06:06 PM
Replies: 8
Views: 32
Posted By spex x
Re: What should I offer for an oceanfront apt. in Miami Beachthese days?

oh yeah, i forgot that you probably want to include a weasel clause in the contracts.
Forum: Business, Finance, and Investing 11-29-2007, 05:59 PM
Replies: 8
Views: 32
Posted By spex x
Re: What should I offer for an oceanfront apt. in Miami Beachthese days?

[ QUOTE ]
I am planning to say 20% off the asking price. Would that get some interest from the sellers in the million dollar range? I figure many would bite at this level.

Anybody been trying...
Forum: Business, Finance, and Investing 11-29-2007, 10:40 AM
Replies: 10
Views: 32
Posted By spex x
Re: real estate career vs. financial planner

What do you mean by a job in RE? I assume that you mean as a Realtor, so my response will be based on that.

It takes a high school education and a $200 course to become a Realtor. Its easy. ...
Forum: Business, Finance, and Investing 11-29-2007, 10:25 AM
Replies: 21
Views: 72
Posted By spex x
Re: Getting Married for Tax Breaks

[ QUOTE ]
Hey All,

My girlfriend and I are 19 year old college students, and we're both currently claimed as dependents by our parents. The only way to be claimed as inependents for us is to get...
Forum: Business, Finance, and Investing 11-29-2007, 10:17 AM
Replies: 43
Views: 69
Posted By spex x
Re: Career Question- State School vs. Big Private

[ QUOTE ]
I guess the real question i have is will i be able to get a decent job with a 2.4 GPA. I try to ask career services but they havent gotten back to me yet

[/ QUOTE ]

Now, I'm no...
Forum: Business, Finance, and Investing 11-28-2007, 03:04 PM
Replies: 4
Views: 14
Posted By spex x
Re: can you cosign a loan more then one at a time?

[ QUOTE ]


Cosigning is usually a very bad idea.

[/ QUOTE ]

Yup, thats why you can usually only get your parents or someone else that has an irrational belief in your abilities to do it.
Forum: Business, Finance, and Investing 11-28-2007, 02:53 PM
Replies: 137
Views: 229
Posted By spex x
Re: How to build credit

A lot of attention has been paid to the possibility of 'free' money doing this app-o-rama. I can't really see how the money is free. If you have to spend time and energy to sign up, keep track of,...
Forum: Business, Finance, and Investing 11-28-2007, 10:16 AM
Replies: 19
Views: 20
Posted By spex x
Re: investor/finance fake job ideas please

[ QUOTE ]
[ QUOTE ]
Sometimes I tell people that I'm a manager. That has been working for quite a while now.

[/ QUOTE ]

you tell people that youre a manager and they don't inquire further? ...
Forum: Business, Finance, and Investing 11-27-2007, 06:26 PM
Replies: 19
Views: 20
Posted By spex x
Re: investor/finance fake job ideas please

[ QUOTE ]
I just like to say I don't have a job. 100% truth which is good because I'm bad at lying. People often stop asking at that point.

If you don't want to sound like a bum you could just...
Forum: Business, Finance, and Investing 11-27-2007, 02:55 PM
Replies: 13
Views: 21
Posted By spex x
Re: Conservative High Yield Investments

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spex - this sounds interesting. Do you have any links where I can read more about buying discounted paper


[/ QUOTE ]

http://www.noteworthyusa.com/...
Forum: Business, Finance, and Investing 11-26-2007, 10:06 PM
Replies: 13
Views: 21
Posted By spex x
Re: Conservative High Yield Investments

[ QUOTE ]
What other forms of hard money lending are there that are secured by collateral? The Trust Deeds I do generally involve land development, commercial land improvements, or personal...
Forum: Business, Finance, and Investing 11-26-2007, 05:44 PM
Replies: 13
Views: 21
Posted By spex x
Re: Conservative High Yield Investments

Well, I was going to suggest buying some RE paper, but since you're already doing that...

You could get into hard money lending. Your experience with RE paper will help a lot. The HMLs that I...
Forum: Business, Finance, and Investing 11-26-2007, 02:16 PM
Replies: 56
Views: 48
Posted By spex x
Re: Real Estate people: I want to buy a house, advice?

[ QUOTE ]

he says the best deals he's seen in the biz are on a small place w/ extra land and high vacancy rate, build extra units and lower vacancy rate and sell. timeline would be 1-2 years. ...
Forum: Business, Finance, and Investing 11-26-2007, 01:10 PM
Replies: 56
Views: 48
Posted By spex x
Re: Real Estate people: I want to buy a house, advice?

[ QUOTE ]
Spex,

One of the things that is freaking me out is the increasing vacancy rates in PHX. I am worried about all these failed flips being dumped on the rental market and forcing rents...
Forum: Business, Finance, and Investing 11-26-2007, 12:44 PM
Replies: 56
Views: 48
Posted By spex x
Re: Real Estate people: I want to buy a house, advice?

[ QUOTE ]


spex, what kind of experience do you have w/ apartments? from your posts (which are usually very informative) ive only seen you mention residential w/ the exception of the mobile...
Showing results 1 to 25 of 500

 
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