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Search: Posts Made By: wmspringer
Forum: Business, Finance, and Investing 10-16-2007, 05:50 PM
Replies: 16
Views: 219
Posted By wmspringer
Re: Prosper.com

I put $1k into prosper in April; I've been reinvesting the profits as they come.

Of the 12 loans I've made, one was late for a few months and actually went to collections but is now back to on...
Forum: Business, Finance, and Investing 08-06-2007, 06:01 PM
Replies: 6
Views: 61
Posted By wmspringer
Re: Is this idea stupid, illegal, or maybe both?

I think it means it would be a regular poker site, with one bot at each table, but he's pretenting it's a bot-testing site to get around the anti-poker laws. (Thus the quotes)
Forum: Politics 07-04-2007, 11:16 PM
Replies: 39
Views: 481
Posted By wmspringer
Re: Cheney Impeachment

[ QUOTE ]
Cheney doesn't have any constitutional power or responsibility. How can he be impeached? WHat's the point?

[/ QUOTE ]

If he's impeached, he doesn't become president after we...
Forum: Business, Finance, and Investing 06-28-2007, 01:06 AM
Replies: 35
Views: 141
Posted By wmspringer
Re: Credit Card Whoring

[ QUOTE ]
wouldnt credit card whoring have a negative affect on your credit score because you are constantly opening new lines of credit?

[/ QUOTE ]

Briefly, yes. Especially if you make the...
Forum: Business, Finance, and Investing 06-10-2007, 08:48 PM
Replies: 8
Views: 52
Posted By wmspringer
Re: First Credit Card

Avoid Capital One if you can; my first credit card was from them, but they're a real hassle to deal with. FWIW, from what I've heard AMEX tends to have very good customer service.
Forum: Books and Publications 06-06-2007, 11:23 PM
Replies: 183
Views: 1,286
Posted By wmspringer
Re: How to Dominate $1 and $2 No Limit Hold\'em

[ QUOTE ]
[ QUOTE ]
Pulled up a random page in Amazon...here's a few interesting sentences..

"If we want to win more pots than just the pots planned by our share of good cards, we have to have...
Forum: Business, Finance, and Investing 06-02-2007, 06:33 PM
Replies: 3
Views: 51
Posted By wmspringer
Re: Rate my Prosper Listing?

Just a note: a lot of people on Prosper won't bother with a short-term loan unless it has a high interest rate.
Forum: Business, Finance, and Investing 06-02-2007, 02:06 PM
Replies: 5
Views: 67
Posted By wmspringer
Re: 0% balance transfer question

[ QUOTE ]
Not sure if America works the same as Australia in this regard, but over here you have to make sure you don't use the card once it recieves a balance transfer. If you make purchases...
Forum: Business, Finance, and Investing 06-02-2007, 02:32 AM
Replies: 5
Views: 67
Posted By wmspringer
Re: 0% balance transfer question

Correct. Read the terms carefully, but the nice thing about Discover is that some of their cards have NO balance transfer fees. Just be sure you don't inadvertently do a cash advance.

You might...
Forum: Business, Finance, and Investing 05-30-2007, 09:54 PM
Replies: 14
Views: 75
Posted By wmspringer
Re: Roth IRA

First off, you should be depositing as much into your 401(k) as it takes to get the max match, otherwise you're just throwing away free money. Once you've done that, put as much into the Roth as...
Forum: Business, Finance, and Investing 05-26-2007, 12:26 AM
Replies: 19
Views: 163
Posted By wmspringer
Re: My record was 3 days...11 is crazy

I was under the impression going with REM sleep for about a week would kill you.

I think 3 is about my max as well.
Forum: Books and Publications 05-25-2007, 08:28 PM
Replies: 183
Views: 1,286
Posted By wmspringer
Re: How to Dominate $1 and $2 No Limit Hold\'em

Pulled up a random page in Amazon...here's a few interesting sentences..

"If we want to win more pots than just the pots planned by our share of good cards, we have to have the power image. ...
Forum: Business, Finance, and Investing 05-25-2007, 08:08 PM
Replies: 37
Views: 175
Posted By wmspringer
Re: Why should you save for retirement before you\'re 30?

I've written large amounts of text about this question and didn't feel like retyping at the moment, so I'll just direct you to my project site dealing with exactly this...
Forum: Business, Finance, and Investing 05-05-2007, 02:26 PM
Replies: 3
Views: 49
Posted By wmspringer
Re: What to look for in a credit card?

Look for one with no annual fee.

I have a list of good cards on my website (see profile) if you're interested.
Forum: Business, Finance, and Investing 04-27-2007, 12:44 AM
Replies: 6
Views: 57
Posted By wmspringer
Re: Roth IRA or more index funds?

Always a good idea to put money in a Roth if you can.
Forum: Student Life 04-25-2007, 01:50 AM
Replies: 24
Views: 110
Posted By wmspringer
Re: Taking an extra semester

I did 4 and a half years for two reasons: not all of my classes transferred, and I took some extra classes not needed for my degree. Let me take a semester off before doing my master's, which I did...
Forum: Business, Finance, and Investing 04-25-2007, 01:34 AM
Replies: 8
Views: 84
Posted By wmspringer
Re: Online Copyright Issues?

[ QUOTE ]
I see now that most lyrics technically should hold a license to display content, but most don't. I'm not sure if that's going to change in the near future. I will have to look into this...
Forum: Business, Finance, and Investing 04-21-2007, 06:22 PM
Replies: 18
Views: 125
Posted By wmspringer
Re: Start a magazine

I ran a small special-interest magazine about 7-8 years ago. Our main problem was getting enough advertising; we charged $3/issue but the actual printing cost was twice that, and we ended up going...
Forum: Brick and Mortar 04-18-2007, 02:32 AM
Replies: 21
Views: 227
Posted By wmspringer
Re: Las Vegas to Denver

[ QUOTE ]

Oh yeah, DON'T SPEED IN UTAH!!!!!!!!!!!!!!

They are extremely tough on speeders, and you need to be careful. Also, pay attention to gas stations as people have mentioned.

[/...
Forum: About the Forums 04-16-2007, 09:14 PM
Replies: 146
Views: 529
Posted By wmspringer
Re: Forum Reorganization

[ QUOTE ]

f6 does the same thing as ctrl+L with one less keystroke!

[/ QUOTE ]

These days I usually only read the Money Making forum (although less now since it's merged into the Finance...
Forum: Brick and Mortar 04-16-2007, 12:15 PM
Replies: 1
Views: 195
Posted By wmspringer
Road trip to Vegas

I'm thinking of driving to California (from Colorado) in August; if I do I'd like to stop in Vegas and play low limit for a few days. What's my best bet so far as accomodations?
Forum: Business, Finance, and Investing 04-13-2007, 11:33 PM
Replies: 11
Views: 303
Posted By wmspringer
Re: Forum Project I Update

[ QUOTE ]
I think a lot of the easy money on Adwords is gone. You should try MS Adcenter because there is less competition. Also I have heard Adbrite can be profitable.


[/ QUOTE ]

I'm signed...
Forum: Business, Finance, and Investing 04-13-2007, 04:22 PM
Replies: 11
Views: 303
Posted By wmspringer
Re: Forum Project I Update

howtobuywebsites I'm already linked to; I'll have to check out that passive income blog.

Igas, did I ever tell you your avatar makes my head hurt? /images/graemlins/tongue.gif
Forum: Business, Finance, and Investing 04-12-2007, 09:49 PM
Replies: 1
Views: 53
Posted By wmspringer
Re: 401K vs. Roth IRA

Obviously you want to contribute enough to get the full match, otherwise you're throwing money away. I prefer the Roth IRA, under the assumption that I'll be in a higher tax bracket when I retire...
Forum: Business, Finance, and Investing 04-12-2007, 09:35 PM
Replies: 11
Views: 303
Posted By wmspringer
Forum Project I Update

Show of hands...how many people from the original forum project are still in? I went out looking for appropriate sites to put in my links section, but I could only find three relevant project sites...
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