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Forum: Business, Finance, and Investing

10-18-2007, 09:05 AM

Replies: 16

Prosper.com

Views: 222

Posted By Henry17

Re: Prosper.com

[ QUOTE ]
Prosper CAN be a place to earn a decent return on a small amount of money, if you research your loans properly. But if you are only willing to invest $50 - $100 per loan, it is not even...

Forum: Business, Finance, and Investing

10-16-2007, 03:54 PM

Replies: 16

Prosper.com

Views: 222

Posted By Henry17

Re: Prosper.com

I figure if someone is going to default they will do it in the first few payments.

Most of the people have awful credit. They got that by not paying back credit. I honestly think the default rate...

Forum: Business, Finance, and Investing

10-16-2007, 11:29 AM

Replies: 16

Prosper.com

Views: 222

Posted By Henry17

Re: Prosper.com

Prosper.com is a better idea then my friend's idea since he wanted to set something up at a much larger scale. Hooking up corporations with lenders.

With individuals there is some people in your...

Forum: Business, Finance, and Investing

10-16-2007, 11:08 AM

Replies: 16

Prosper.com

Views: 222

Posted By Henry17

Re: Prosper.com

Years ago a classmate in law school tried to pitch me on this idea. I thought it was retarded. I still think it is stupid.

Say you average 15%-16%. If 1 loan out of 7 defaults you are back to...

Forum: Business, Finance, and Investing

10-16-2007, 10:47 AM

Replies: 16

Prosper.com

Views: 222

Posted By Henry17

Prosper.com

The site fascinates me both because I love to read some of the stupid reasons people give for borrowing money and also because I don't understand the lenders.

Can anyone explain why someone would...

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