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Search: Posts Made By: PanchoVilla
Forum: Business, Finance, and Investing 10-18-2007, 05:17 PM
Replies: 24
Views: 120
Posted By PanchoVilla
Re: negotiations after home inspection... (buying a house)

Depending on your state you also likely can make them buy you the smoke detectors. In CA there is a smoke detector and water heater strapping disclosure. If they have already provided you a...
Forum: Business, Finance, and Investing 10-12-2007, 03:39 PM
Replies: 70
Views: 728
Posted By PanchoVilla
Re: Buying a first home: Las Vegas

I much prefer owning to renting as I think the extra freedom is worth some premium. That said there are only a few places that if I moved to right now I would not buy a home. Vegas and Phoenix are...
Forum: Business, Finance, and Investing 10-08-2007, 02:29 PM
Replies: 23
Views: 130
Posted By PanchoVilla
Re: Hiring a money manager

I recently setup with a planner. I used to have a "manager" and it costs waaaaay to much. So I am currently working with a planner on a flat fee basis. He will look at
My insurance coverages and...
Forum: Business, Finance, and Investing 10-03-2007, 02:17 PM
Replies: 25
Views: 283
Posted By PanchoVilla
Re: buying an apartment building with friends

I can second Spex's recommendation of Reed's books. I have about 5 or 6 of them. They are excellent IMHO. Although he is STRONGLY of the opinion that the only partner you should ever own RE with...
Forum: About the Forums 09-21-2007, 04:24 PM
Replies: 1
Views: 113
Posted By PanchoVilla
Linking guidelines

Just wanted to ask what is and isn't ok as far as linking a website that is yours? I have a website that is for posting trip reports, are you allowed to post links to the site? It does have a link...
Forum: EDF 09-20-2007, 02:11 PM
Replies: 42
Views: 281
Posted By PanchoVilla
Re: EDF Homegame Reloaded

Ok, last time I am bumping this. We are still in 2nd table limbo. If you are planning to attend and did not get my e-mail with directions and my phone number please PM me as it was sent about 10...
Forum: EDF 09-18-2007, 03:00 PM
Replies: 42
Views: 281
Posted By PanchoVilla
Re: EDF Homegame Reloaded

Still at 10-12 players. So after last minute flakers we should at least have one solid table. /images/graemlins/smile.gif If anyone else wants to attend just send me a PM and I can add you to the...
Forum: EDF 09-14-2007, 04:07 PM
Replies: 42
Views: 281
Posted By PanchoVilla
Re: EDF Homegame Reloaded

Thanks El D. Appreciate the contribution.

BTW on a totally 100% un-related and not at all a retribution threatening way, if anyone has some good ideas for causing big hassles for small...
Forum: EDF 09-13-2007, 07:24 PM
Replies: 42
Views: 281
Posted By PanchoVilla
Re: EDF Homegame Reloaded

I am seeing a surprising lack of PM's. Please PM me with e-mail addresses so I can send out an email next week. I have email for hakkee, sossman, and my other friends, but not for anyone else. I...
Forum: Business, Finance, and Investing 09-13-2007, 02:47 PM
Replies: 6
Views: 62
Posted By PanchoVilla
Re: If your mortgage company goes bankrupt, you could lose your house

nope, its usually not required by the lender in higher down payment scenarios. Its much more common in 100% financing or stated income type scenarios. I have had 3 different home loans and never...
Forum: EDF 09-11-2007, 02:14 PM
Replies: 42
Views: 281
Posted By PanchoVilla
Re: EDF Homegame Reloaded

I hope to have enough for two tables one of which would be some type of limit. I have about 7-8 players right now so we would need about 4-5 more. If its too tough a game you can always go to...
Forum: EDF 09-06-2007, 12:19 PM
Replies: 42
Views: 281
Posted By PanchoVilla
Re: EDF Homegame Reloaded

This discussion happened last time. The game is for fun, and its at my house and the limit is purely to control the size of the game. I would prefer not to end up hosting a 5-10NL game where...
Forum: EDF 09-05-2007, 06:01 PM
Replies: 42
Views: 281
Posted By PanchoVilla
Re: EDF Homegame Reloaded

So did everyone notice the new game date? Send me a PM if you plan to attend. Just want to make sure I know how many tables I need to have ready.
Forum: EDF 08-31-2007, 08:29 PM
Replies: 42
Views: 281
Posted By PanchoVilla
Re: EDF Homegame Reloaded

That's ok. Next time we will just call it the 2+2 home game then.......
Forum: EDF 08-31-2007, 04:19 PM
Replies: 42
Views: 281
Posted By PanchoVilla
Re: EDF Homegame Reloaded

Oops, Friday the 21st of sept. Sorry about that. I got the date correct in the email I had sent out. So game is still on as I have 6 confirmations by email anyways. With the number of players I...
Forum: EDF 08-31-2007, 02:27 PM
Replies: 42
Views: 281
Posted By PanchoVilla
Re: EDF Homegame Reloaded

Alright so I have enough confirmations to host. So the game is on. The location would be same as last time. In Sunnyvale near Wolfe/El Camino intersection. Its about 8 mins from Garden City and...
Forum: EDF 08-30-2007, 07:33 PM
Replies: 42
Views: 281
Posted By PanchoVilla
EDF Homegame Reloaded

So I was considering having a game on Friday September 21st and thought I would see if there was enough interest in making it EDF Homegame #2. Please just post here if you think you could make it,...
Forum: EDF 08-30-2007, 07:12 PM
Replies: 174
Views: 1,210
Posted By PanchoVilla
Re: Post here if you want to start threads in EDF

how did I know you would be the first to respond /images/graemlins/smile.gif
Forum: EDF 08-30-2007, 06:57 PM
Replies: 174
Views: 1,210
Posted By PanchoVilla
Re: Post here if you want to start threads in EDF

I would like to be allowed to start threads. (Mainly I wanted to gauge interest in EDF homegame #2)
Forum: EDF 08-29-2007, 08:35 PM
Replies: 80
Views: 313
Posted By PanchoVilla
Re: Clinton-Obama

Obama would get about 10x more middling votes from less conservative republicans. I voted for Kerry and that was the first D I ever voted for. Obama would have a shot at my vote, while I would...
Forum: EDF 08-29-2007, 08:26 PM
Replies: 22
Views: 128
Posted By PanchoVilla
Re: Telemarketers

I personally have set a rule for myself. No matter what it is I will NEVER buy anything from spam or a telemarketer. I refuse to encourage that business model to continue. I used to be much nicer...
Forum: Business, Finance, and Investing 08-24-2007, 01:15 PM
Replies: 7
Views: 57
Posted By PanchoVilla
Re: So im thinking of quitting my job,......

maxtower hit the nail on the head with his comment. I actually think that a big factor in men's "mid-life crisis" is the realization that working for the man sucks. My entire focus right now is no...
Forum: Business, Finance, and Investing 08-16-2007, 04:03 PM
Replies: 5
Views: 74
Posted By PanchoVilla
Re: Mortgage Implode - o - meter last week 115, this week 122

yeah, I just got nailed by First Magnus, they were the lender on a 4 plex I am buying in 10 days. /images/graemlins/smile.gif My broker is scrambling to line up a new loan as we speak.
Forum: EDF 07-02-2007, 01:51 PM
Replies: 132
Views: 513
Posted By PanchoVilla
Re: EDF bay area homegame

So yesterday when I cleaned up and put away the chips I root caused the "extra money at cashout" problem. I found one $25 chip in a stack of my blue chips, and another in a stack of Pete's red...
Forum: EDF 06-29-2007, 11:58 AM
Replies: 132
Views: 513
Posted By PanchoVilla
Re: EDF bay area homegame

Ok I have the following ready to roll.
2 tables, 9 chairs (couple more chairs being brought)
2 setups, chips, OVER's buttons, and kill buttons
couple bins for drinks and ice
2 x 12 packs, some...
Showing results 1 to 25 of 129

 
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