Top 2, lots of draws
 

Full Tilt Poker
No Limit Holdem Ring game
Blinds: $0.10/$0.25
5 players
Converter

Stack sizes:
UTG: $54.10
CO: $22.65
Hero: $28.75
SB: $31.25
BB: $25.15

Pre-flop: (5 players) Hero is Button with A[img]/images/graemlins/diamond.gif[/img] T[img]/images/graemlins/heart.gif[/img]
UTG calls, CO folds, <font color="#cc0000">Hero raises to $1.25</font>, SB calls, BB folds, UTG calls.

Flop: 9[img]/images/graemlins/heart.gif[/img] 6[img]/images/graemlins/club.gif[/img] T[img]/images/graemlins/club.gif[/img] ($4, 3 players)
SB checks, UTG checks, <font color="#cc0000">Hero bets $3</font>, SB folds, UTG calls.

Turn: A[img]/images/graemlins/heart.gif[/img] ($10, 2 players)
UTG checks, <font color="#cc0000">Hero bets $10</font>, <font color="#cc0000">UTG raises to $26.5</font>, <font color="#cc0000">Hero calls all-in $14.5</font>.

Re: Top 2, lots of draws
 

instacall. I think a flopped set raises the flop as it is quite drawy. You beat any other 2 pair, and AK, AQ, AJ are just as likely to do this as well if they're aggro enough.

Re: Top 2, lots of draws
 

i think you can only consider not calling with very specific reads/information about villain.

Otherwise, I can see this happen with a number of hands you beat, smaller two pair hands being most likely, plus the slim possability of a semibluff, making it a must-call situation.