Odd banking situation.... getting cash in Vegas
 

I'm a Colorado resident, but my banks (BofA + eTrade) don't have branches in this state.

I'm headed to Vegas this coming Thursday, and I'd like to bring $5000 in cash. I'm staying at the Bellagio- I know they will cash a check (max $1000?) at the cage for me.... but I'm wondering what the best way to get $5k in cash would be.

Does anyone know what the general ATM limits are in Vegas? Should I just wire the money?

I'd EFT the cash to my local credit union, but I am sure there is some sort of "hold" period where I wouldn't be able to withdraw it.

(I've tried searching, but I guess I haven't found the optimal search term.)

Re: Odd banking situation.... getting cash in Vegas
 

if you're worried about carrying the cash, go to your bank and buy a cashier's check. Other banks will cash it for you.

Re: Odd banking situation.... getting cash in Vegas
 

[ QUOTE ]
if you're worried about carrying the cash, go to your bank and buy a cashier's check. Other banks will cash it for you.

[/ QUOTE ]

Appreciate the reply, but if you read my post, you'll see my banks don't have branches in this state.

[img]/images/graemlins/tongue.gif[/img]

Re: Odd banking situation.... getting cash in Vegas
 

Withdraw the money, fold it half, put a rubber band around it, stick it in your front pocket.

Re: Odd banking situation.... getting cash in Vegas
 

[ QUOTE ]
[ QUOTE ]
if you're worried about carrying the cash, go to your bank and buy a cashier's check. Other banks will cash it for you.

[/ QUOTE ]

Appreciate the reply, but if you read my post, you'll see my banks don't have branches in this state.

[img]/images/graemlins/tongue.gif[/img]

[/ QUOTE ]

I think that's why he said "other banks"....but banks usually charge to write a cashier's check. Last time I got one made from BoA it was $6.

Re: Odd banking situation.... getting cash in Vegas
 

[ QUOTE ]
[ QUOTE ]
if you're worried about carrying the cash, go to your bank and buy a cashier's check. Other banks will cash it for you.

[/ QUOTE ]

Appreciate the reply, but if you read my post, you'll see my banks don't have branches in this state.

[img]/images/graemlins/tongue.gif[/img]

[/ QUOTE ]

Walk into a Bank of America in Vegas and get what you want.

Re: Odd banking situation.... getting cash in Vegas
 

[ QUOTE ]

Walk into a Bank of America in Vegas and get what you want.

[/ QUOTE ]

DOH!

Re: Odd banking situation.... getting cash in Vegas
 

[ QUOTE ]
Withdraw the money, fold it half, put a rubber band around it, stick it in your front pocket.

[/ QUOTE ]

No offense, but was my original post hard to comprehend?

It's like people are replying to the wrong thread....

[img]/images/graemlins/smile.gif[/img]

Re: Odd banking situation.... getting cash in Vegas
 

[ QUOTE ]
[ QUOTE ]
Withdraw the money, fold it half, put a rubber band around it, stick it in your front pocket.

[/ QUOTE ]

No offense, but was my original post hard to comprehend?

It's like people are replying to the wrong thread....

[img]/images/graemlins/smile.gif[/img]

[/ QUOTE ]

If you are such a pussy that you cant carry half a brick in your pocket, you should rethink how much you are bringing...

Re: Odd banking situation.... getting cash in Vegas
 

[ QUOTE ]
[ QUOTE ]
Withdraw the money, fold it half, put a rubber band around it, stick it in your front pocket.

[/ QUOTE ]

No offense, but was my original post hard to comprehend?

It's like people are replying to the wrong thread....


[/ QUOTE ]
They are. They're used to the frequently asked question that goes more like "I have $5000 in cash with me and I want to take it to Vegas but I'm afraid to carry that much on me". The standard answer to that one is "just carry it, ya wuss".

Re: Odd banking situation.... getting cash in Vegas
 

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If you are such a pussy that you cant carry half a brick in your pocket, you should rethink how much you are bringing...

[/ QUOTE ]

I'd invite you to "reread" my post, but it's clear you never read it in the first place.

I hope I'm being leveled here.

Re: Odd banking situation.... getting cash in Vegas
 

BofA has a branch on east Sahara, Paradise Valley branch, I always call a day ahead if I wanna withdraw $2000+.

Not that $2k is a problem or anything, just one time I went there and they paid me out in 20's, total PITA !!

Re: Odd banking situation.... getting cash in Vegas
 

[ QUOTE ]
BofA has a branch on east Sahara, Paradise Valley branch, I always call a day ahead if I wanna withdraw $2000+.

Not that $2k is a problem or anything, just one time I went there and they paid me out in 20's, total PITA !!

[/ QUOTE ]

Awesome, thanks for the info. I find it kind of shocking that they'd be doling out 20s.... but then again, it's BofA, and they suck horse nuts!!!

Re: Odd banking situation.... getting cash in Vegas
 

[ QUOTE ]
[ QUOTE ]
Withdraw the money, fold it half, put a rubber band around it, stick it in your front pocket.

[/ QUOTE ]

No offense, but was my original post hard to comprehend?

It's like people are replying to the wrong thread....

[img]/images/graemlins/smile.gif[/img]

[/ QUOTE ]

Standard. This is 2+2.

Re: Odd banking situation.... getting cash in Vegas
 

Try traveler's checks. I used to do this every year when I would visit and bring $5k+ for the two weeks.

Re: Odd banking situation.... getting cash in Vegas
 

Copied and pasted from their web-site.

Banking Centers near Las Vegas, Nv





Result

Address

Distance

Additional Services



1

4610 W Sahara Ave
Las Vegas, NV 89102

0.6 miles

Map & Driving Directions
Hours and Phone Number





2

4801 W Charleston Blvd
Las Vegas, NV 89146

0.81 miles

Map & Driving Directions
Hours and Phone Number





3

5950 W Sahara Ave
Las Vegas, NV 89146

1.41 miles

Map & Driving Directions
Hours and Phone Number





4

4080 Spring Mountain Rd
Las Vegas, NV 89102

1.65 miles

Map & Driving Directions
Hours and Phone Number





5

901 S Rancho Dr
Las Vegas, NV 89106

1.66 miles

Map & Driving Directions
Hours and Phone Number

Re: Odd banking situation.... getting cash in Vegas
 

[ QUOTE ]
[ QUOTE ]
Withdraw the money, fold it half, put a rubber band around it, stick it in your front pocket.

[/ QUOTE ]

No offense, but was my original post hard to comprehend?

It's like people are replying to the wrong thread....

[img]/images/graemlins/smile.gif[/img]

[/ QUOTE ]

1. Maybe they were confused as to why an idiot would bank with a place that doesnt have any banks in their home state

OR

2. They were confused that the same person would also not check to see if one was in Vegas.

Either way, it is obvious that they are all idiots.

Re: Odd banking situation.... getting cash in Vegas
 

why not take the cash with you

Re: Odd banking situation.... getting cash in Vegas
 

[ QUOTE ]
I'm a Colorado resident, but my banks (BofA + eTrade) don't have branches in this state.

I'm headed to Vegas this coming Thursday, and I'd like to bring $5000 in cash. I'm staying at the Bellagio- I know they will cash a check (max $1000?) at the cage for me.... but I'm wondering what the best way to get $5k in cash would be.

Does anyone know what the general ATM limits are in Vegas? Should I just wire the money?

I'd EFT the cash to my local credit union, but I am sure there is some sort of "hold" period where I wouldn't be able to withdraw it.

(I've tried searching, but I guess I haven't found the optimal search term.)

[/ QUOTE ]

You might look into setting up an account at Bellagio and wiring the money in.

Re: Odd banking situation.... getting cash in Vegas
 

there are lots of ATMs in the casinos. just bring your debit card!

Re: Odd banking situation.... getting cash in Vegas
 

[ QUOTE ]
[ QUOTE ]
[ QUOTE ]
Withdraw the money, fold it half, put a rubber band around it, stick it in your front pocket.

[/ QUOTE ]

No offense, but was my original post hard to comprehend?

It's like people are replying to the wrong thread....

[img]/images/graemlins/smile.gif[/img]

[/ QUOTE ]

1. Maybe they were confused as to why an idiot would bank with a place that doesnt have any banks in their home state

OR

2. They were confused that the same person would also not check to see if one was in Vegas.

Either way, it is obvious that they are all idiots.

[/ QUOTE ]

Re: Odd banking situation.... getting cash in Vegas
 

[ QUOTE ]
[ QUOTE ]
BofA has a branch on east Sahara, Paradise Valley branch, I always call a day ahead if I wanna withdraw $2000+.

Not that $2k is a problem or anything, just one time I went there and they paid me out in 20's, total PITA !!

[/ QUOTE ]

Awesome, thanks for the info. I find it kind of shocking that they'd be doling out 20s.... but then again, it's BofA, and they suck horse nuts!!!

[/ QUOTE ]

Just ask for hundos.

Re: Odd banking situation.... getting cash in Vegas
 

[ QUOTE ]


1. Maybe they were confused as to why an idiot would bank with a place that doesnt have any banks in their home state



[/ QUOTE ]

New to the state. Thanks for your insight.

Re: Odd banking situation.... getting cash in Vegas
 

[ QUOTE ]

2. They were confused that the same person would also not check to see if one was in Vegas.



[/ QUOTE ]

Oh and to this point, I didn't stop to think that BofA, while ubiquitous in the East, but absent in Colorado, might have branches in Nevada. You've got me there, hence my "Doh." several posts above. ^^^

Re: Odd banking situation.... getting cash in Vegas
 

Just call one of the B A's in advance and specify you would like hundreds, that way they will have plenty on hand. My bank is mnot in the city I live either but I always call a branch in the city where I am going to need money so it won't be a complete shock. Pretty simple really.

Re: Odd banking situation.... getting cash in Vegas
 

[ QUOTE ]
Does anyone know what the general ATM limits are in Vegas?

[/ QUOTE ]

ATM $$ limits are set by your bank, not the ATM, I would just up your $/day limit to $2-3k and get your $5k over two days time, should be simple enough (I also use banks without branches in my state and feel your same pain but love the benefits too much)

Re: Odd banking situation.... getting cash in Vegas
 

rule #5: you're an idiot.

Re: Odd banking situation.... getting cash in Vegas
 

[ QUOTE ]
BofA has a branch on east Sahara, Paradise Valley branch, I always call a day ahead if I wanna withdraw $20000+.



[/ QUOTE ]

FYP

Seriously? As recently as 1.5 weeks ago I walked into the BoA by UNLV and withdrew low 5 figures and they had all the cash on hand...I have never ever once had a problem with BoA not having enough cash on hand to handle my withdrawals...I love banking with them.....just ask your taxi driver to stop by BoA on the way to your hotel and get the cash...simplest solution...if you are flying in after normal banking hours I would say wire it, but I have always had to visit a branch to do that..

Re: Odd banking situation.... getting cash in Vegas
 

[ QUOTE ]
[ QUOTE ]
Does anyone know what the general ATM limits are in Vegas?

[/ QUOTE ]

ATM $$ limits are set by your bank, not the ATM, I would just up your $/day limit to $2-3k and get your $5k over two days time, should be simple enough (I also use banks without branches in my state and feel your same pain but love the benefits too much)

[/ QUOTE ]

Correct...Bank of America has a stone cold max of $2,500 a day for ATMs...trust me..I have tried everything possible and they won't raise it above that...

Re: Odd banking situation.... getting cash in Vegas
 

Easiest solution: wire the money to me, and I'll hand it to you in vegas

Re: Odd banking situation.... getting cash in Vegas
 

Various bank branches are likely to have more or less cash available. Wander into a grocery store bank and they may get cranky with a request for $10K. Visit the main branch and they likely won't flinch.

I once had my local credit union get pissy with me when I asked for $1000 in cash when I deposited my paycheck. BIG SIGH and she shouts out "do we have any extra cash today" and when the answer is "no" she tries to talk me out of it and explains I REALLY need to give them notice if I'm gonna ask for that much cash. BoA shouldn't have any troubles.

Re: Odd banking situation.... getting cash in Vegas
 

[ QUOTE ]
Correct...Bank of America has a stone cold max of $2,500 a day for ATMs...trust me..I have tried everything possible and they won't raise it above that...


[/ QUOTE ]

You haven't tried everything possible. I was told the same thing, asked them to close my account on the spot, suddenly a senior VP was able to wave his hand and overide the limit.

Jimbo

Re: Odd banking situation.... getting cash in Vegas
 

Citibank let you have 2k per day from the ATM's including the 7 11 ATMS. Unlimited amount of cash over the counter.

Re: Odd banking situation.... getting cash in Vegas
 

Evolution of carrying cash:

Trip 1. Buying drinks. Withdraw $60, put in wallet.

Trip 2. Playing serious home game. Withdraw $300, put in wallet.

Trip 3. Bankrolled for $1-$2 in Vegas. Carry $900 in $20s. They don't fit in a wallet. Big psychological moment, and not a happy one. Fold over, put in pants, feel nervous walking in.

Trip 4. Ready for $5-$10, carry $5,000. Never carry a $20 again. Use two rubber bands.

Trip 5. $10-$20, first go, $13,000 in pocket. $10,000 is rubber-banded together with 14 rubber bands. Lose $3K in an hour, feel worst you've ever felt.

Trip 6. Wide-open $10-$20, might play $25-$50, have $17,000 in front pockets, damn these jeans are getting tight.

Trip 7. $25-$50 for real, might play $50-$100. $30,000 does not fit in jeans pocket. This is the second big moment, because you have to decide whether to wear khakis, wire money, or put cash in your CARRY-ON which is harder than the transition from wallet to pocket. Much, much harder.

Put cash in carry-on, seriously wish you could carry a firearm in Vegas.

Trip 8: oh wait I have a day job.

Re: Odd banking situation.... getting cash in Vegas
 

Nevada has non-resident concealed weapons permits.

Re: Odd banking situation.... getting cash in Vegas
 

...have B of A raise your ATM daily limit...

Re: Odd banking situation.... getting cash in Vegas
 

[ QUOTE ]
[ QUOTE ]
Correct...Bank of America has a stone cold max of $2,500 a day for ATMs...trust me..I have tried everything possible and they won't raise it above that...


[/ QUOTE ]

You haven't tried everything possible. I was told the same thing, asked them to close my account on the spot, suddenly a senior VP was able to wave his hand and overide the limit.

Jimbo

[/ QUOTE ]

O RLY? I will try this exact thing...what is your limit right now?

Re: Odd banking situation.... getting cash in Vegas
 

[ QUOTE ]
O RLY? I will try this exact thing...what is your limit right now?

[/ QUOTE ]

At this very moment it is back to it's normal $1k, whenever I travel to LV I stop by my bank and ask them to increase it to whatever. The highest I asked them to do it for was $5k (the time I mentioned above). Since I have a pretty large LOC at most of the casinos I frequent I normally just use that even though they would prefer I only use that for table game play. Since I always give them plenty of table action I've never had a problem with anyone questioning me using it to play poker as well.

However at TI they often ask me to settle my marker before I leave the table session if I am ahead, I usually politely tell them no then head to the bellagio or Wynn to play poker. [img]/images/graemlins/smile.gif[/img] They are the only casino that seems worried about markers but it may just be the particular craps pit boss on duty when I play during the day.

Jimbo

Re: Odd banking situation.... getting cash in Vegas
 

Most of the replies you got weren't really very helpful...
Things to note:
1) Most of the casinos are link together for check cashing. Last time I was there, I presented a check at RIO and they said let me put you into the system. One minute later, I had a $4400 limit for that visit, that was good at all the big casinos.
2) Yes, BofA will increase your daily limit easily to $2500. But remember, to get it you will have to go to B of A. The Casino ATMs are extremely expensive, have typically have $500 limits. To get more from them, you have to charge to a credit card at outrageous 6-7% fees.
3) You should be able to get traveler's check's from your local branch for $5000 even if they don't carry that much cash.