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-   -   Will Vegas casinos cash payroll checks? (http://archives1.twoplustwo.com/showthread.php?t=490325)

chim17 08-30-2007 11:13 PM

Will Vegas casinos cash payroll checks?
 
Got my check for tomorrow but bank wouldn't cash it since it was dated tomorrow. Our flight is at 8 am so won't be able to stop by bank before that. Will a cage cash it?

Thanks

Photoc 08-30-2007 11:18 PM

Re: Will Vegas casinos cash payroll checks?
 
Has to be a local employer.

psandman 08-30-2007 11:18 PM

Re: Will Vegas casinos cash payroll checks?
 
probably not if its not a local company.

chim17 08-30-2007 11:19 PM

Re: Will Vegas casinos cash payroll checks?
 
Hmm, thanks.

I guess I'll just leave half hour early and hit wal mart.

Thanks, though

David LoPan 08-31-2007 12:46 AM

Re: Will Vegas casinos cash payroll checks?
 
good luck

FatalError 08-31-2007 01:42 AM

Re: Will Vegas casinos cash payroll checks?
 
Go to a locals casino, not only do they cash paychecks but they usually give you some kind of incentive to do it

Photoc 08-31-2007 02:08 AM

Re: Will Vegas casinos cash payroll checks?
 
[ QUOTE ]
Go to a locals casino, not only do they cash paychecks but they usually give you some kind of incentive to do it

[/ QUOTE ]

They only cash from local businesses. Trust me, worked for a few locals joints unles things have changed recently.

BillD 08-31-2007 02:25 AM

Re: Will Vegas casinos cash payroll checks?
 
If your payroll check drawn on a bank with branches all over the country, cash the check at a branch in Las Vegas.

Photoc 08-31-2007 02:36 AM

Re: Will Vegas casinos cash payroll checks?
 
[ QUOTE ]
If your payroll check drawn on a bank with branches all over the country, cash the check at a branch in Las Vegas.

[/ QUOTE ]

I like this idea [img]/images/graemlins/smile.gif[/img]

CincyLady 08-31-2007 12:36 PM

Re: Will Vegas casinos cash payroll checks?
 
[ QUOTE ]
If your payroll check drawn on a bank with branches all over the country, cash the check at a branch in Las Vegas.

[/ QUOTE ]

This is most likely the best option. As for casinos in Vegas, I know when I was at the Orleans, they had a line there as well as give aways, for people cashing their paychecks. I'm guessing though, it was for local people, and not for out of town people.

crashjr 08-31-2007 12:52 PM

Re: Will Vegas casinos cash payroll checks?
 
Usually not from an out of town employer. I say usually because when I was in college I worked for a total degenerate who had check cashing privileges all over Vegas. His payroll checks were honored all over town. Of course, this was approximately 6789067 years ago, so things may change. . . .

Mr. Mojo31 08-31-2007 03:46 PM

Re: Will Vegas casinos cash payroll checks?
 
Am I understanding this correctly - you're taking a trip to Vegas, but you need your latest check cashed in order to have money on hand?

You my friend are first-class degenerate.

I salute you.

http://home.forbin.com/muzzy/Webelos...GIF/Salute.gif

ckmo 08-31-2007 03:58 PM

Re: Will Vegas casinos cash payroll checks?
 
[ QUOTE ]
You my friend are first-class degenerate.

I salute you.

[/ QUOTE ]

seconded, make Vegas proud.

Rottersod 08-31-2007 05:01 PM

Re: Will Vegas casinos cash payroll checks?
 
[ QUOTE ]
If your payroll check drawn on a bank with branches all over the country, cash the check at a branch in Las Vegas.

[/ QUOTE ]

This doesn't always work. My friend started a new job last year and had to go for 1 months' training in Boston and they gave him his first paycheck in person and he took it to the local branch that had the address listed on the check and they told him they don't cash payroll checks unless you are a customer.

RR 08-31-2007 08:11 PM

Re: Will Vegas casinos cash payroll checks?
 
[ QUOTE ]
[ QUOTE ]
If your payroll check drawn on a bank with branches all over the country, cash the check at a branch in Las Vegas.

[/ QUOTE ]

This doesn't always work. My friend started a new job last year and had to go for 1 months' training in Boston and they gave him his first paycheck in person and he took it to the local branch that had the address listed on the check and they told him they don't cash payroll checks unless you are a customer.

[/ QUOTE ]

I am not sure how this works these days. My paycheck is drawn on Wells Fargo, so I decided I would cash it there because that was far more convenient for where I was going. They told me there would be a $5 fee for cashing the check. I always thought that having the checks you write honored at the bank was part of having an account there.

pig4bill 08-31-2007 08:23 PM

Re: Will Vegas casinos cash payroll checks?
 
Wells Fargo bites.

My accounts are with them because they swallowed First Interstate Bank and I've got too much inertia/history/established relationships to move elsewhere.

mhcmarty 08-31-2007 08:48 PM

Re: Will Vegas casinos cash payroll checks?
 
I was able to cash a $200 payroll check last spring at a Harrah's property. Small check from a ski resort.

frommagio 08-31-2007 09:13 PM

Re: Will Vegas casinos cash payroll checks?
 
[ QUOTE ]
[ QUOTE ]
You my friend are first-class degenerate.

I salute you.

[/ QUOTE ]

seconded, make Vegas proud.

[/ QUOTE ]

Thirded, my immediate thoughts also. Usually you're the last to know when you've got a problem ...

Rottersod 08-31-2007 09:22 PM

Re: Will Vegas casinos cash payroll checks?
 
[ QUOTE ]
[ QUOTE ]
[ QUOTE ]
If your payroll check drawn on a bank with branches all over the country, cash the check at a branch in Las Vegas.

[/ QUOTE ]

This doesn't always work. My friend started a new job last year and had to go for 1 months' training in Boston and they gave him his first paycheck in person and he took it to the local branch that had the address listed on the check and they told him they don't cash payroll checks unless you are a customer.

[/ QUOTE ]

I am not sure how this works these days. My paycheck is drawn on Wells Fargo, so I decided I would cash it there because that was far more convenient for where I was going. They told me there would be a $5 fee for cashing the check. I always thought that having the checks you write honored at the bank was part of having an account there.

[/ QUOTE ]

Anything to do with getting your money from a bank is harder to do these days. In the same example my friend then took his paycheck to a local branch of his bank and they told him they would put a 7 day hold on his money because it was an out of state check. He had to speak with a manager and then wait for an hour while they called his home branch and verified everything - even though it was the same bank, same account, same computers, and he had all his ID.

BillD 08-31-2007 10:59 PM

Re: Will Vegas casinos cash payroll checks?
 
See this article from Bankrate.com.

http://www.bankrate.com/brm/news/DrD...g_rules_a1.asp

The following is not intended as legal advice:
Technically, when cashing a check at the "drawee bank", you are making a "presentment", that is, you are demanding payment of the check which is a contract between the "drawee bank" the "drawer". The drawee bank has certain rights and obligations under the Uniform Commercial Code and other banking regulations. The drawee bank has until the close of the next banking day to either pay or "dishonor" the check. I guess we could interpret the fee as a payment for the bank's waiving its right to pay the next day.

Fellow attorneys: Please don't flame me, if I don't have this quite right. It's been a while since I took CP in law school.

psandman 08-31-2007 11:42 PM

Re: Will Vegas casinos cash payroll checks?
 
I saw that Key Bank was pulling this same stunt. I never had the issue come up though because at the time Keank was my bank and they didn't charge the fee to their own customers.

It was always my position that if I went to the bank a check was drawn on and presented it for payment and they did not pay me because I wouldn't agree to pay a fee that I would simply consider that a dishonored check, call the maker and complain. I'm fairly certain that an angry phone call from a customer may just get them to waive this fee.

SinOrSwim 09-01-2007 04:52 AM

If you have to cash a check.......
 
before you leave then you can not afford to go to Vegas imo. Seriously, how much money do you NOT have if you need a paycheck at the last minute to fund your vacation? There is something seriously wrong with this picture.

Cactus Jack 09-01-2007 08:38 PM

Re: If you have to cash a check.......
 
Some have no problem with risk. Others are risk averse. I believe we have a cross-section here.

I'd hate to see the parties some of you guys would throw.

I've cashed checks from my Florida credit union account at casinos here, no problem.

psandman 09-01-2007 08:41 PM

Re: If you have to cash a check.......
 
[ QUOTE ]
I've cashed checks from my Florida credit union account at casinos here, no problem.

[/ QUOTE ]
There is a difference between cashing your own personal check and cashing a third party check.

SinOrSwim 09-02-2007 12:20 AM

Re: If you have to cash a check.......
 
[ QUOTE ]
Some have no problem with risk. Others are risk averse. I believe we have a cross-section here.

I'd hate to see the parties some of you guys would throw.

I've cashed checks from my Florida credit union account at casinos here, no problem.

[/ QUOTE ]

I totally agree that some have no problem with risk and some don't. However, when you have to cash your payroll check before you go or as soon as you get there then imo you don't have enough money to be taking risk. My reasoning is that these are the type of people that WE are paying their health insurance etc. What happens if he gets hit by a car when he gets back? Who pays the hospital bill? US! There is a difference between risk and personal responsibility. Just pisses me off when people that can't afford to gamble do.

I think there should be a rule. If you are on ANY sort of government aid whether it be healthcare or your electric bill or if you don't carry health insurance or car insurance etc. then you shouldn't be allowed in a casino. Swipe your drivers license at the door. Have Medicaid.......denied!!!

I just see it so many times. Someone ends up paying for these people.

chucky 09-02-2007 12:44 AM

Re: If you have to cash a check.......
 
[ QUOTE ]
[ QUOTE ]
Some have no problem with risk. Others are risk averse. I believe we have a cross-section here.

I'd hate to see the parties some of you guys would throw.

I've cashed checks from my Florida credit union account at casinos here, no problem.

[/ QUOTE ]

I totally agree that some have no problem with risk and some don't. However, when you have to cash your payroll check before you go or as soon as you get there then imo you don't have enough money to be taking risk. My reasoning is that these are the type of people that WE are paying their health insurance etc. What happens if he gets hit by a car when he gets back? Who pays the hospital bill? US! There is a difference between risk and personal responsibility. Just pisses me off when people that can't afford to gamble do.

I think there should be a rule. If you are on ANY sort of government aid whether it be healthcare or your electric bill or if you don't carry health insurance or car insurance etc. then you shouldn't be allowed in a casino. Swipe your drivers license at the door. Have Medicaid.......denied!!!

I just see it so many times. Someone ends up paying for these people.

[/ QUOTE ]

Wow. I agree that people who can't afford to gamble shouldnt, but your rule seems so stupid. Why stop at casinos. If someone is on any government aid they shouldnt be allowed to go to amusement parks or buy alcohol or cigarettes. How about not allowing students with government subsidized loans to go to a casino, bar, club?

otter 09-02-2007 02:31 AM

Re: Will Vegas casinos cash payroll checks?
 
Palms does

Cactus Jack 09-02-2007 08:50 AM

Re: If you have to cash a check.......
 
[ QUOTE ]
[ QUOTE ]
Some have no problem with risk. Others are risk averse. I believe we have a cross-section here.

I'd hate to see the parties some of you guys would throw.

I've cashed checks from my Florida credit union account at casinos here, no problem.

[/ QUOTE ]

I totally agree that some have no problem with risk and some don't. However, when you have to cash your payroll check before you go or as soon as you get there then imo you don't have enough money to be taking risk. My reasoning is that these are the type of people that WE are paying their health insurance etc. What happens if he gets hit by a car when he gets back? Who pays the hospital bill? US! There is a difference between risk and personal responsibility. Just pisses me off when people that can't afford to gamble do.

I think there should be a rule. If you are on ANY sort of government aid whether it be healthcare or your electric bill or if you don't carry health insurance or car insurance etc. then you shouldn't be allowed in a casino. Swipe your drivers license at the door. Have Medicaid.......denied!!!

I just see it so many times. Someone ends up paying for these people.

[/ QUOTE ]

I suppose you didn't catch the subtlety of my humor. So, in that case, I'll try to make it more clear. You are completely and utterly wrong.

First, you do not know the circumstances of his situation. He may be in college, has a part-time job, or a full-time job, or more likely, it's none of our business.

Nice of you to decide what is right and wrong. We need more people like you in this country to look out for us. Gosh, I suppose we shouldn't be playing poker on the Internet because we might click a mouse and lose a house.

I hear the sound of jackboots marching. After they come for me, I'm sure they'll find something they don't like about you.

I wanted to ask if you actually thought about this before you wrote it, but, I know you did. People who think like this really scare me. It's not so much the totalitarian ideals, but that you really believe it.

I suggested he could get a personal check cashed. I suppose if he doesn't have a checking account, he should also be kept out of the casino. Would there be any more rules you'd like to make? Perhaps, if he doesn't have health insurance, he can't get a driver's license, and that would preclude him from visiting a casino?

Sheesh, dude. Can you see where your thinking would ultimately lead?

Rottersod 09-02-2007 06:43 PM

Re: If you have to cash a check.......
 
[ QUOTE ]

I totally agree that some have no problem with risk and some don't. However, when you have to cash your payroll check before you go or as soon as you get there then imo you don't have enough money to be taking risk. My reasoning is that these are the type of people that WE are paying their health insurance etc. What happens if he gets hit by a car when he gets back? Who pays the hospital bill? US! There is a difference between risk and personal responsibility. Just pisses me off when people that can't afford to gamble do.

I think there should be a rule. If you are on ANY sort of government aid whether it be healthcare or your electric bill or if you don't carry health insurance or car insurance etc. then you shouldn't be allowed in a casino. Swipe your drivers license at the door. Have Medicaid.......denied!!!

I just see it so many times. Someone ends up paying for these people.

[/ QUOTE ]

Your reasoning is really far off base. While it's true that playing cards with your paycheck is not a good idea financially there is no correlation between that and being uninsured. In fact, most people are insured through their jobs so if they got hit by a car they are already part of an insurance program and have paid premiums.

SinOrSwim 09-02-2007 09:45 PM

Re: If you have to cash a check.......
 
[ QUOTE ]
[ QUOTE ]

I totally agree that some have no problem with risk and some don't. However, when you have to cash your payroll check before you go or as soon as you get there then imo you don't have enough money to be taking risk. My reasoning is that these are the type of people that WE are paying their health insurance etc. What happens if he gets hit by a car when he gets back? Who pays the hospital bill? US! There is a difference between risk and personal responsibility. Just pisses me off when people that can't afford to gamble do.

I think there should be a rule. If you are on ANY sort of government aid whether it be healthcare or your electric bill or if you don't carry health insurance or car insurance etc. then you shouldn't be allowed in a casino. Swipe your drivers license at the door. Have Medicaid.......denied!!!

I just see it so many times. Someone ends up paying for these people.

[/ QUOTE ]

Your reasoning is really far off base. While it's true that playing cards with your paycheck is not a good idea financially there is no correlation between that and being uninsured. In fact, most people are insured through their jobs so if they got hit by a car they are already part of an insurance program and have paid premiums.

[/ QUOTE ]


I know this would never happen and was purposely being a little over the top. However, it is apparent none of you are in the healthcare business.

I don't care if he's a student or not. So, what's he do if he loses? Use credit cards to pay his bills when he gets back? Or maybe not pay the landlord his rent?

I have absolutely not problem with gambling. Hell, gamble huge sums of money if you can afford it. But, if you can't then I and others will ultimately have to pay for you whether it's retirement or healthcare or some other issue.

If you don't see ANY problem with having to cash a paycheck right before you leave then you are part of the irresponsible unaccountable crowd I'm speaking of. I don't care how you run your life but just be able to pay for it.

Go buy a couple rental properties and/or get into the healthcare business and you'll have a much better understanding of my point. It is possible to sacrifice until you can afford it.

Jeffage 09-02-2007 10:16 PM

Re: If you have to cash a check.......
 
If people didn't gamble money that they can't afford to lose or could be put to a better purpose, poker games would not be nearly as profitable as they are. Basically, I don't care where the money comes from and I also don't worry about anyone's financial decisions except mine.

Jeff

Cactus Jack 09-03-2007 11:20 AM

Re: If you have to cash a check.......
 
If he has a job, then he may have health care. Or he may not, given this country does such a good job of covering people who work. And at his age, his premiums cover those my age, who have more health expense. You may know healthcare, but it appears you may not understand spreading risk.

Regardless, man, you are harsh.

MiltonFriedman 09-03-2007 11:32 AM

Re: Will Vegas casinos cash payroll checks?
 
Non-local checks ???

SinOrSwim 09-03-2007 02:35 PM

You\'re right Cactus.....
 
My apologies for being such an a-hole in my posts. I own a couple rental properties and one of my tenants just bought a newer car and has like a top of the line cell phone but can't pay their rent. Just pisses me off and I got caught up in it. I'm also a pharmacist and own my own company and see the healthcare side of it all the time.

It just seems as if being deeply in debt doesn't bother people anymore. It's almost like a right of passage. You can go into major debt when you are in college or young and it's just part of the process. It's like peoples personal "wants" come before the needs.

Again, I do apologize for being such a jerk about it. It's a total over generalization and that is not fair.

Sorry!


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