Re: 2p2 Creditworthiness
 

I just got my credit score, I just turned 20 today, and my credit score is 656.

Is this good for my age? (I have two student loans out and no credit cards) How can I raise it, just get a credit card and keep a zero balance on it?

Re: 2p2 Creditworthiness
 

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And if something [censored] up and somebody tries to steal our identity or whatever, it is our job to fix it, not theirs.

I also would like to note I know little to nothing about credit agencies so I have no idea how accurate that rant is.

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pg,

From second hand experience I can say that reviving your financial reputation after an identity theft is indeed a pain in the ass, and credit companies themselves are not a tremendous help.

Re: 2p2 Creditworthiness
 

[ QUOTE ]
I just got my credit score, I just turned 20 today, and my credit score is 656.

Is this good for my age? (I have two student loans out and no credit cards) How can I raise it, just get a credit card and keep a zero balance on it?

[/ QUOTE ]

Bump - I heard about Credit Unions offering loans to help bad/no credit people, how would I go about getting these? I looked on my local Credit Union's homepage but found nothing similar to this.. any help?