Re: Too good to be true credit card decision?
 

Did it. Actually got the Chase Freedom card. So now I'll use my Perfect card to get the 3% on gas, and the Freedom to get 3% on my next 3 biggest categories (and avoiding gas on this one, as the other one is ALWAYS 3% gas, 1% everything else)

Re: Too good to be true credit card decision?
 

I wonder why your limits are so low. With 5 years of credit history I got approved for a new $11,000 in HSBC credit last month. Started 5 years ago with Chase at $1,000 which is now up to $15,000. I was approved for $10,000 BoA last year, bumped it to $15,000 this year as well.

I don't even use the cards, in my life I have probably never charged more than $1,500.