This "so called" Nigerian stuff

ManyBeers · #1 08-07-2005, 03:25 PM

All right here we go ...I lived in Las Vegas from Apr.2003-Apr. 04
and while living ther I put mt Go-Kart for sale in the Las Vegas Review Journal for 1,500.00 and after a few days I get an e-mail
from some guy in Nigeria who is interested in buying my kart. So we had a couple of back and forth e-mails about the deal and my skepticism. I couldn't believe this [censored]. Basically he would send me a check for 6,000.00 and I was to deduct the go-kart fee from this amount and return the rest by money order or Western Union or whatever. I don't remember the reason for the oversize check(though this is in fact the scam part ). In other words when his check bounced I would lose
4,500. When the deal clears he would send someone to pick up the kart .O. K. sure I said. I didn't for one minute believe I would ever see a check, so I forgot about it. Who wouldn't right. By the way I asked for a phone# to talk to him but I never got a phone#.

Several days later I go and get my mail and sure enough there is a check from some bank for 6,000.00, so I rush down to my bank(BofA) and deposit it. I am told it will take a few days for the check to clear.Ok. 5-6 days later I don't remember I either went to the bank or they called me, I forget which, and said the check had cleared. Fvck I couldn't believe it so I went over to the bank checked that the funds had been credited to my acct. They were there! So I started action for a 4,500.00 money order to send to the address I was given, and during this process one of the banks employees mentioned this"Nigerian" counterfeit check scam. Basically according to this bank employee the check that cleared could in say 30 days turns up counterfeit and my bank could nullify the check. How in the fvck can your bank declare a check good credit your acct. with the funds and then 30 days later declare same check no good and hold you(in this caseMe ) responsible. Who is scamming who here. To me this outright theft by the bank. This is exactly the way it was put to me. I cancelled the money order and went home. Week or so later I get the counterfeit check in the mail and 6,000.00 was removed from my acct. I lost nothing on the deal but don't anybody tell me this is a "Nigerian" scam. What fvcking guy in Nigeria reads the Las Vegas Review Jounal Go-Kart adds looking to scam people. Remember this I made absolutely certain my acct. was credited with the funds. I am not stupid. Comments

P.S. For those of you familiar with Vegas my bank branch was on Maryland Parkway and Tropicana and I lived in a condo on Maryland heading towards Russell Rd. south of Tropicana.

jakethebake · #2 08-07-2005, 03:27 PM

You actually fell for this? [img]/images/graemlins/blush.gif[/img]

[ QUOTE ]
I am not stupid. Comments

[/ QUOTE ]

Oh. Since you're not stupid, no.

fluxrad · #3 08-07-2005, 03:30 PM

[ QUOTE ]
You actually fell for this? [img]/images/graemlins/blush.gif[/img]

[/ QUOTE ]

IAWTP. Most of us have Nigeria on our real-life ignore list.

ManyBeers · #4 08-07-2005, 03:50 PM

[ QUOTE ]
[ QUOTE ]
You actually fell for this? [img]/images/graemlins/blush.gif[/img]

[/ QUOTE ]

IAWTP. Most of us have Nigeria on our real-life ignore list.

[/ QUOTE ]

I don't carte what you do on your ignore list. Kid

ManyBeers · #5 08-07-2005, 03:43 PM

[ QUOTE ]
You actually fell for this? [img]/images/graemlins/blush.gif[/img]

[ QUOTE ]
I am not stupid. Comments

[/ QUOTE ]

Oh. Since you're not stupid, no.

[/ QUOTE ] What did i fall for ?

Hopey · #6 08-07-2005, 03:51 PM

[ QUOTE ]
[ QUOTE ]
You actually fell for this? [img]/images/graemlins/blush.gif[/img]

[ QUOTE ]
I am not stupid. Comments

[/ QUOTE ]

Oh. Since you're not stupid, no.

[/ QUOTE ] What did i fall for ?

[/ QUOTE ]

Uh, if it hadn't been for the warning from the bank teller, you would definitely have fallen for it. You owe the bank teller big-time, otherwise you would have fallend for this (obvious) scam.

ManyBeers · #7 08-07-2005, 04:03 PM

Uh, if it hadn't been for the warning from the bank teller, you would definitely have fallen for it. You owe the bank teller big-time, otherwise you would have fallend for this (obvious) scam.

Fallen for what? I get a check in the mail I deposit it and it clears in 7 days. Check was good, what have I fallen for?

jakethebake · #8 08-07-2005, 04:04 PM

[ QUOTE ]
Uh, if it hadn't been for the warning from the bank teller, you would definitely have fallen for it. You owe the bank teller big-time, otherwise you would have fallend for this (obvious) scam.

Fallen for what? I get a check in the mail I deposit it and it clears in 7 days. Check was good, what have I fallen for?

[/ QUOTE ]

If you can, you really need to remove the "I'm not stupid" statement from your original post.

By the way, why did you put quotation marks around "so called"?

Lazy Meatball · #9 08-07-2005, 04:06 PM

Ok, rather than agruing over whether you showed poor judgement in pursuing this transaction let's just skip to the moral of the story for future reference. Do not do business with Nigeria ever. Online solicitations that seem to good to be true usually are. Use common sense.

Hopey · #10 08-07-2005, 04:20 PM

[ QUOTE ]
Uh, if it hadn't been for the warning from the bank teller, you would definitely have fallen for it. You owe the bank teller big-time, otherwise you would have fallend for this (obvious) scam.

Fallen for what? I get a check in the mail I deposit it and it clears in 7 days. Check was good, what have I fallen for?

[/ QUOTE ]

You would have fallen for one of the oldest Nigerian scams out there:

1) You get a cheque for $6000. You deposit it in the bank.
2) The cheque "clears" in seven days. All that means is that they've released the funds to you. It doesn't mean that the cheque is not counterfeit. Legally, the bank is required to release funds to you within X days (It's either 7 or 14, I can't remember which). However, if the cheque turns out to be counterfeit, the bank is not on the hook for the money. You are.
3) You send a cheque for $4500 to your Nigerian friend.
4) A little while later the cheque is discovered to be counterfeit. The bank recovers the funds from your account...but oops, you've already sent the $4500 to Nigeria.

These guys are all over E-bay, and are scouring the classifieds looking for suckers. Usually they don't warn you ahead of time that they're going to send you a cheque for more than the value of whatever it is you're selling. Usually the cheque arrives for a larger amount and then they play it off as a mistake but ask you to send them back the difference so that don't have to go through the trouble of sending another cheque.

I've operated quite a few e-shops over the years, and I get these guys trying to pull this stuff on me all the time. I've learned to ignore any "customers" from Africa.