27 year old looking for advice. What should I be doing with my money?

[prohornblower]

Congrats, but you aren't going to retire in 8 years. It wouldn't make much sense at all.

Looks like you are doing pretty well, you've got money spread out in various areas.

If you really think you only need $30K online, then definitely take the extra $40K out and invest. The opportunity cost of that is pretty large.