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#25
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[ QUOTE ]
Pay them what you believe you owe by check. When it hits your credit report dispute it. If the company can't provide sufficient enough documentation to show the debt is valid within 30 days it will be removed from your report. From your story it doesn't sound like they will be able to do that. [/ QUOTE ] This is the correct answer. You can dispute hits to your credit. Include with your check a brief letter explaining that this is all you're paying and that you will dispute any credit hit. 80% they take it and you're done. Edit: Threatening to sue them is probably pointless, and not-paying them $50 may really reduce the chance they leave you alone. |
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