spending out of your bankroll. (NC)

[xxSTWxx]

cash it all out and spend it. My BR is $5k but would be $20k if I didn't cash everything out.

I've paid all my credit cards off and used the rest of it for holidays/computers/things we wouldn't be able to afford otherwise.

I really need to stop cashing it all out though and grow the BR a bit to move up to NL200, but I've got a wife and 3 kids to support, so the extra money is always needed.