Will Vegas casinos cash payroll checks?

[BillD]

If your payroll check drawn on a bank with branches all over the country, cash the check at a branch in Las Vegas.

[Photoc]

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If your payroll check drawn on a bank with branches all over the country, cash the check at a branch in Las Vegas.

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I like this idea [img]/images/graemlins/smile.gif[/img]

[CincyLady]

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If your payroll check drawn on a bank with branches all over the country, cash the check at a branch in Las Vegas.

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This is most likely the best option. As for casinos in Vegas, I know when I was at the Orleans, they had a line there as well as give aways, for people cashing their paychecks. I'm guessing though, it was for local people, and not for out of town people.

[crashjr]

Usually not from an out of town employer. I say usually because when I was in college I worked for a total degenerate who had check cashing privileges all over Vegas. His payroll checks were honored all over town. Of course, this was approximately 6789067 years ago, so things may change. . . .

[Rottersod]

[ QUOTE ]
If your payroll check drawn on a bank with branches all over the country, cash the check at a branch in Las Vegas.

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This doesn't always work. My friend started a new job last year and had to go for 1 months' training in Boston and they gave him his first paycheck in person and he took it to the local branch that had the address listed on the check and they told him they don't cash payroll checks unless you are a customer.

[RR]

[ QUOTE ]
[ QUOTE ]
If your payroll check drawn on a bank with branches all over the country, cash the check at a branch in Las Vegas.

[/ QUOTE ]

This doesn't always work. My friend started a new job last year and had to go for 1 months' training in Boston and they gave him his first paycheck in person and he took it to the local branch that had the address listed on the check and they told him they don't cash payroll checks unless you are a customer.

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I am not sure how this works these days. My paycheck is drawn on Wells Fargo, so I decided I would cash it there because that was far more convenient for where I was going. They told me there would be a $5 fee for cashing the check. I always thought that having the checks you write honored at the bank was part of having an account there.

[pig4bill]

Wells Fargo bites.

My accounts are with them because they swallowed First Interstate Bank and I've got too much inertia/history/established relationships to move elsewhere.

[Rottersod]

[ QUOTE ]
[ QUOTE ]
[ QUOTE ]
If your payroll check drawn on a bank with branches all over the country, cash the check at a branch in Las Vegas.

[/ QUOTE ]

This doesn't always work. My friend started a new job last year and had to go for 1 months' training in Boston and they gave him his first paycheck in person and he took it to the local branch that had the address listed on the check and they told him they don't cash payroll checks unless you are a customer.

[/ QUOTE ]

I am not sure how this works these days. My paycheck is drawn on Wells Fargo, so I decided I would cash it there because that was far more convenient for where I was going. They told me there would be a $5 fee for cashing the check. I always thought that having the checks you write honored at the bank was part of having an account there.

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Anything to do with getting your money from a bank is harder to do these days. In the same example my friend then took his paycheck to a local branch of his bank and they told him they would put a 7 day hold on his money because it was an out of state check. He had to speak with a manager and then wait for an hour while they called his home branch and verified everything - even though it was the same bank, same account, same computers, and he had all his ID.

[BillD]

See this article from Bankrate.com.

http://www.bankrate.com/brm/news/DrD...g_rules_a1.asp

The following is not intended as legal advice:
Technically, when cashing a check at the "drawee bank", you are making a "presentment", that is, you are demanding payment of the check which is a contract between the "drawee bank" the "drawer". The drawee bank has certain rights and obligations under the Uniform Commercial Code and other banking regulations. The drawee bank has until the close of the next banking day to either pay or "dishonor" the check. I guess we could interpret the fee as a payment for the bank's waiving its right to pay the next day.

Fellow attorneys: Please don't flame me, if I don't have this quite right. It's been a while since I took CP in law school.

[psandman]

I saw that Key Bank was pulling this same stunt. I never had the issue come up though because at the time Keank was my bank and they didn't charge the fee to their own customers.

It was always my position that if I went to the bank a check was drawn on and presented it for payment and they did not pay me because I wouldn't agree to pay a fee that I would simply consider that a dishonored check, call the maker and complain. I'm fairly certain that an angry phone call from a customer may just get them to waive this fee.