Free Credit Reports (an unentertaining public service announcement)

[Losing all]

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I have never in my life known my score. Is there even a way to get it without paying?

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Get a WAMU card. They offer a free PFICO (credit card enhanced fico score) that updates monthly. Or you could just fork over the $12 or so (after discount code, currently MW01) per score/report at myfico.com

I'm amazed at how cheap people are when it comes to this important information. 1 false or easy to remove negative could be costing you thousands.