Taking out a prosper loan to buy stocks

[haakee]

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I don't want to get too cocky, so I am capping myself at a maximum annual return of 35%, which I actually think is achievable based on my opinion of my stock-picking ability.

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I do believe that a small percentage of people with < $1M portfolios can achieve this return over extended periods of time. However, I believe that there is nobody in the world who doesn't already have $25K freely available to invest who can achieve this return. Reading the things you've written in this thread it's clear to any moderately knowledgeable person that you have no edge on the market.