help me invest

[captZEEbo]

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However, depending on your time horizons and need for the money, you might be better off with some broadly invested index funds.

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OP stated "no risk" and this does not meet the definition.

[/ QUOTE ]I agree, but I was trying to push him to take some risk. When I first started out investing I wanted 0% chance that I'd lose money. Once you start to understand the basics of the stock market better it doesn't make much sense (assuming long time horizons).