Why aren't more people using Moneygram for Stars?

[Dignam]

I don't think it is a matter of pure laziness, I just think that WU has a pretty strong hold on the Money Order Business. I live in a failry small city, about 30K residents and there are 29 WU facilities within 10 miles compared to 2 MoneyGram. WU also seems to be in more logical locations where the MoneyGram ones are in a part of town I'm not comfortable carrying a lot of cash in. Don't know about other places though.