Credit and Credit Scores: A short lesson

[x2ski]

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I heard that you should just pull your credit score and dispute everything on there, if you owe it or not. Because there is a chance that none of your debtors would reply within the 30 days and then you would have a clean credit record. Even if some do most won't leaving you better off than when you started. Anyone heard of this or think of why this would not work?

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On that note, a link to a plethora of awesome, although cluttered due to stupid people chatting at stupid times, information regarding all that and more:

PsychoDoc's Credit Repair School