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#1
03-23-2007, 03:12 PM
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Re: Credit and Credit Scores: A short lesson
[ QUOTE ]
Yes it's true. You don't even need a card or ever have to use it. [/ QUOTE ] so basically the only reason they are willing to add me ontpo the CC despite my score sucking is cuz his score is awesome? 
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#2
03-23-2007, 03:46 PM
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Re: Credit and Credit Scores: A short lesson
I heard that you should just pull your credit score and dispute everything on there, if you owe it or not. Because there is a chance that none of your debtors would reply within the 30 days and then you would have a clean credit record. Even if some do most won't leaving you better off than when you started. Anyone heard of this or think of why this would not work?
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#3
03-23-2007, 08:13 PM
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Re: Credit and Credit Scores: A short lesson
[ QUOTE ]
I heard that you should just pull your credit score and dispute everything on there, if you owe it or not. Because there is a chance that none of your debtors would reply within the 30 days and then you would have a clean credit record. Even if some do most won't leaving you better off than when you started. Anyone heard of this or think of why this would not work? [/ QUOTE ] On that note, a link to a plethora of awesome, although cluttered due to stupid people chatting at stupid times, information regarding all that and more: PsychoDoc's Credit Repair School
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