What's your retirement nut?

[Scorpion Man]

The other huge difference is that the math people are using includes trying to collapse on the finish line and use your last penny as you die. Leave your kids absolutely nothing.

Part of reason for my math was always assumption that you are not really touching principal. If you don't mind dying broke and taking risk of running out it takes a lot less money. My main point in this thread is all the kids who say to a guy who wins $1m "you are set for life", etc. Its not even close for a 20 something.