What's your retirement nut?

[Thremp]

Scorpion,

Two comments:

1) I think you are way overestimating college costs. Don't have dumb children and college costs will likely be lower than their education before that. Or atleast have the decency to have children who, if stoopid, can play basketball etc. On a more serious note... I assume your comments on paying for kids education extend mostly for people who want to retire young? Since the vast majority of retirees aren't putting kids through college.

2) I agree with all the retirement stuff. I've looked at some of the models for "normal" retirements (2-3mil taking 4% out) and taking a 8% loss your first year [censored] you over pretty bad. I could imagine that a decent hit to the bond market could cause something similar for most people.

Now I have questions:

1) What are your thoughts on putting some of your equity into semi-passive income? Renting out property or managing a business etc.