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[Gregatron]

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+550 flat-betting $5 3 handed and didn't get in in time for the 20x w.r. When playing multi-handed I usually insure 1 hand to try and hedge myself against swings..as my goal is just to break even. Is this stupid?

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Insurance to help slay variance? I don't think it's a good idea. It can acutally increase negative variance, as when you take it and the dealer does not have BJ then you are still likely to lose the hand, as when the dealer has an ace up that is a good hand, and indicated by basic strategy charts. I mean, you don't double on 11 with an ace up.

Insurance is a sucker bet.