Saving money for other people

[Carl_William]

Also

I have written two Excel spreadsheet programs where you can input the data and estimate (to some degree) how much money the kid can accumulate towards college when he reaches college age. All 529 plans provide a technique where the risk in minimized when a kid approaches college age.

I can get these programs to you if you email me (somehow).
There are no viruses in them... and I will double check on that point....