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#11
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[ QUOTE ] Well you (healthy American) may think you don't need it until the next drunk runs a red and it's game over for you. Just because you're currently healthy doesn't make a bit of difference five minutes in the future. That said, I agree it is a protection racket and frankly if I'm going to be forced into paying for insurance (i.e. car insurance), I don't think companies should be making money off of me. Sure there may be some efficiencies if GEICO is competing against Allstate and State Farm but how much "competition" is really going on? Does anyone think it's anything unlike three people trying to divide up a swimming pool full of cash? And it's not like the insurance companies are being forced to cover us in return. They can drop us whenever they want. [/ QUOTE ] I'm sorry, but I must tell you this. You are completely confused. You have absolutely no idea what you are talking about. natedogg [/ QUOTE ] I worked 10+ years in the industry. You hurl opinions and insults on a message board. My points, made simpler: 1) You don't get health insurance just to cover you against you. You also get it to cover you against someone else. 2) Mandates like (currently) auto insurance and (proposed) HillaryCare don't encourage competition. Rather, they promote monopolistic behavior. 3) Not everyone can get health insurance for $60/mo just because it says so on some banner ad on ehealthinsurance. Weren't you the one who in the past said someone working minimum wage could afford to insure their family? |
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