Official August Thread: General Discussion,etc

[soah]

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All,

I'd recommend not paying for a car with cash. Get some sort of small loan to establish credit.

edit: obv only for the youngins

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Yeah, I just got boned by bad credit. I have plenty of cash in the bank, and can prove I've made six figures in 2006, yet NO ONE would rent to me in a nice area I wanted to lvie (I had to get my mom to co-sign) because my credit is in the 500's because basically my only credit history is based off a couple small credit cards that I paid lazily (and had balances of like $200.)

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I have basically no work history, no current job, and absolutely no credit history and I got an apartment (without any upfront payments or extra deposits) just by telling them that I play online poker

I found that to be somewhat amusing.

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hah. I find it hard to believe someone with tons of cash on hand would be turned down to rent an apartment. If it was me, I'd just offer X months in advance.

Nobody turns down cash up front.

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They never verified that I had any money. That's what was so weird about it. They told me I'd need to provide at least a bank statement, but then they never followed through at all.