Just how young (and why) are the top players online?

[heater]

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"2 - young people have more time/energy to devote to the game"

This is IMO #1 by far. You simply dont have any responsibilities compared to a married guy in his 30's with kids and a house, etc.

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It's not just time and energy. It's also a lack of financial responsibility. Most of these kids can burn through their bottom dollar without any real consequence.