Taking out a prosper loan to buy stocks

[Jeffmet3]

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And if you feel bad fo the people loaning me money on prosper, then you are the sucker, as I am going to pay back the money no matter how my stocks perform. I take great pride on my credit rating, and this is as close as you can possibly get to a guaranteed 12-13% return on your money.

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Think about it rationally. If this was literally no risk, you wouldn't have to be borrowing at 13%.

If you had saved up the capital, you wouldn't have to be taking out a $25,000 lon on Prosper.com to invest.

I wish you best of luck, but you're deluding yourself into thinking this is a no-risk great move.