Can you set up a payment plan with an online gambling site?

[forgotttenman]

I know you guys have heard this over and over, so please only respond if you have some actual advice for me. I have all intentions of paying this back. Last night I went nuts and used money that I do not have on Pokerstars. Is there any way to set up a payment plan with pokerstars before they send these requests to my bank? It is a matter of only $550, but I really don't want the NSF fees. Please advise.