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Old 02-23-2006, 09:02 PM
Cactus Terry Cactus Terry is offline
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Join Date: Jan 2005
Posts: 116
Default advise for new 401k

im 25 and know nothing about investing. anyways i decided i should start in my 401k program at work after putting it off for a few years. i thought some of you might have some good recommendations for me on which funds to pick. i only have about $200 a month going into this right now and i think i get 20% matched every quarter or something. i have no plans for withdrawing from the fund and am not super adverse to risk. right now i have money going equally into these 4 funds which i picked fairly randomly:

American Funds EuroPacific Gr R4
Royce Low-Priced Stock Inv
SSgA S&P 500 Index
Vanguard Target Retirement 2025

and i have these others to pick from:
Delaware Trend A
Dodge & Cox Income
American Funds Grth Fund of Amer R4
Hotchkis and Wiley Mid-Cap Value I
Loomis Sayles Bond Instl
Morley Stable Value Fund MF4020
Oppenheimer Capital Appreciation N
Van Kampen Growth and Income A
Vanguard Target Retirement 2015
Vanguard Target Retirement 2035
Vanguard Target Retirement 2045
Vanguard Target Retirement Income

they really mean nothing to me. i think ive made $3 in profit so far this year with the ones ive picked and i dont know if thats good or not but maybe there is a really good one that i am missing out on. or maybe i should spread it out more or put it all in one. any advise? thanks!
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