Wiser Use of Money: Pay Off Student Loans / Invest

[bobman0330]

I don't plan to hold off on paying student loans to invest in real estate or the stock market, because I want to get clean ASAP. OTOH, a lot of people have interest rates so low it's possible to get an after-tax return just by putting the money in a savings account or CDs. In that case, it seems dumb not to take the free money. You know the money will be there when you need to make payments, and you can always pay off the debt early if you need or want to.