What to do with $14000?

[Shazzy]

TY Tufat. This confirms that age is the not the underlying factor that determines one's maturity. Finally someone has decided to pause and read before making a comment. I was hoping I'd get some useful advice from those who were in my position once and have learnt something along the way rather than sheer sarcasm. The sarcasm in the replies to my questions suggest what I asked was idiotic and deserved such feedback. I apologize for treading on your valuable time and space and will think twice before asking for any help from the professionals that seem to nest in this forum.