List of eWallets for Canadians

[Hawthorne]

I'm trying to figure out the point in using Click2Pay as a Canadian. Unless what has been mentioned isn't entirely correct, in that you an only create your account in Canadian dollars, and that you can only link to a credit card, why not just use your credit card directly to deposit/withdraw? Unless they are providing a better exchange rate than your credit card, I fail to see the advantages to using this service. I have no idea what the fee structure is for Click2Pay either.