Pick your salary

[Thremp]

FlyWf,

You obviously have little knowledge of thought problems. Please stick to the confines outlined.

4% inflation adjusted would be on the higher end of a retirement portfolio where you were trying to control RoR. Actually I'd be stunned if you could manage that reliably.

I'm not saying you can't do it. But that it wouldn't be a retirement as in the traditional sense of golfing and vacations. You'd have little discretionary money and likely be living at the very bottom of middle class.