Need your opinion... Does this wife owe him more?

[Blarg]

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I am blessed to have such a relationship, and that is why I am taking such a radical attitude. Perhaps I am playing with semantics, as I will do things I'd rather not; but it is no sacrifice for me.
As I think about this problem some more, I see a similarity to a parent who happily puts a child through school expecting no return but the love of the moment. For our husband was there no return for him as it was going down; then why do it? Was it all based on expected future return?
Your point of view does seem more sensible, I just wonder if reason has any place in a loving relationship (a slight exaggeration only).

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I think that only a loving relationship could have brought this problem about in the first place. The husband went into debt, presumably quite a heck of a lot of it, out of love for his wife, respect for her abilities, and because he was thinking ahead of their future as a couple.

I don't think he would have put that kind of hope or effort in if he thought his wife were incapable, didn't love and care about her, and didn't think their relationship would last for a very, very long time. If sacrificing that much, and over the course of years, doesn't count as being a loving partner, the problem is that one of the partner's contributions are not being valued. Which strikes me as the opposite of a loving relationship.