Is poker gambling?

[Daisydog]

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You have a very idealized image of insurance.

Ten people put up money. If a certain something happens, they get more money back. If it doesn't then they lose the money.

Are they playing roulette or buying car insurance?

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You buy insurance on XXX. XXX gets destroyed. The insurnace company pays you to replace your XXX. Do you profit from this?

You put money on black. The ball lands on black. The casino pays you. Do you profit from this?