How online poker ruined my life. (Serious post)

[DING-DONG YO]

OP, don't file chapter 7 from 23K in debt. That's super weak. Get a job and start paying it off. 7 years is a long time too. Hope you don't plan on getting a car, getting married or buying a house in this time. Chapter 7 isn't the get out of jail free card it used to be. Trust me, it ain't worth it for 23K.

I'm sorry you had to learn this expensive lesson, but if there is one thing I hate, it is a man that doesn't own up to his responsibilities. You dug yourself into this debt, now man up, get a job and start paying it off. Don't just weasle out of it so the rest of us can pay it off for you (higher credit card APR, fee, etc.)