ZOMG I JUST BOUGHT A HOUSE

[dmk]

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oh yeah and congrats. I'm looking at buying a house in the next 2 - 3 years. Want to save up a nice big downpayment.

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don't bother. 80/20 and use that saved money to buy furniture and home improvement stuff

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nooooooooo

I don't want to get deep into a financial discussion here, but do NOT leverage yourself with a 100% mortgage at the start of a bear market. That would be BAD. If you can't afford a down payment, you don't really need a home anyway.. rent an equivalent house.

(US-only.. I know nothing about the Candadian housing market)

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meh, havne't been keeping track of interest rates or anything. i did an 80/20 about 1.5 years ago. was good for me then.