question about death and money

[ren hoek]

we know that a family cannot inheret a persons debt, so if im going to commit suicide prett soon, why dont i max out all my credit cards and take out a bunch of loans and then give the money to my family and friends? why dont more people do this? will the feds come to my family and demand that they give the money back that i gave them before i died to the credit card companies and banks? what if theyve already spent it? thanks for any knowledge on this topic, my family and friend eagerly await your responses.

keepin it real,

ren