I have overdrawn money with Neteller, Firepay, and IGM Pay

[Barry_G]

Neteller: Will charge you $30 for each returned EFT. They will try (3)times. So you will owe neteller $90 + amount of each EFT. Have to pay this back before you can use insta-cash and any deposits/cashouts will be offset until you get back into the black.

Firepay will reverse the charges from the company you deposited to. Example, deposit $1000 to casino xyz. When the EFT doesn't clear firepay reverses charge to casino xyz. So you don't owe firepay but now you owe the casino. Not sure if they will charge you a fee.

IGM-Pay: I have no idea.

Bank: Closing the account won't help. If you have outstanding checks when you close the account they are still going to charge you a fee. They will try and collect and report you(Chexsystems,credit) if you don't repay them.

Best advice. Be upfront with everyone. They will work with you. All they want is there money. If you have to screw someone, go with firepay. They are getting there money back from the casino anyway. The casino is not going to come after you in any meaningful way. Maybe a few e-mails but thats about the worst of it.

Good Luck.