I am going to invest $50,000 in... - Page 3

turnipmonster · #21 07-17-2007, 11:22 AM

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Probably something like the following for a decently diversified portfolio.

60%Vanguard Total Stock Market Index Fund Investor Shares (VTSMX)
40% Vanguard Total International Stock Index Fund (VGTSX)
Or if you don't want 100% exposure to stock just cut about 10% off of both of those and put 20% in something like Vanguard High-Yield Corporate Fund Investor Shares (VWEHX) a high yield bond fund.

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this is pretty much what I did except I put short term cash reserves in vanguard prime money market fund.

mdouglass · #22 07-17-2007, 02:41 PM

You should definitely read All About Asset Allocation and The Four Pillars of Investing. I was in your position a couple weeks ago and I guarantee after reading AAAA you will have a great idea of how you want to invest your money. The people on this forum can only give you a guideline but you are the one that determines the actual %s for your various funds.

Read them.

TheMetetron · #23 07-17-2007, 04:21 PM

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Does anyone know if the tax managed funds are more or less tax efficient than ETFs?

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I'd imagine it is close. Tax-Manged Funds are probably more tax efficient but they have a slightly higher ER. ETFs haven't really been around long enough to be able to say their tax-efficiency with any certainty. It's all pretty theoretical at this point.