[Borodog]

[ QUOTE ]
AC land cannot exist without the protection of a true state, because economies of scale dictate that any band willing to arm itself and treat extortion as a professional business is able to outcompete Bob in the fight for the money in Bob's wallet.

[/ QUOTE ]

Wrong. Because Bob is a subscriber of an insurance company that has hundreds of billions of dollars worth of assets to protect, and hence enormous resources to devote to protecting its customers. Your gang of thugs cannot compete in the force market and end up freezing their asses of above the arctic circle.