[dazraf69]

I realize there are numerous post regarding portfolio distribution. I appreciate those who have taken the time to entertain yet another post regarding portfolio investment.

[ QUOTE ]
I think the supposed long term outperformance of small and value is based on doubtful data(rife with survivorship bias) and assumptions, so I just keep it simple and use total market funds.

Looks okay, if unnecessarily complicated. There is no reason to hold growth and value separately. They "cancel" each other out and you're left with essentially a blend fund that has elevated turnover(-EV from transaction costs) and higher tax cost.

[/ QUOTE ]

I like the more simple approach. What would an ideal portfolio consisting of index funds look like in your opinion.

From the FAQ,courtesy of jively, this was another portfolio breakdown using Vanguard index funds. After doing some of my own research, this distribution seemed more aggressive over a 30yr period.

20% US large cap (Vanguard Large-Cap Index Fund)
20% US large cap value (Vanguard Value Index Fund)
10% US small cap(Vanguard Small-Cap Index Fund)
10% US small cap value(Vanguard Small-Cap Value Index Fund)
10% US real estate stocks (Vanguard REIT Index Fund)
20% International stocks (Vanguard Total International Stock Index Fund)
10% Emerging markets stocks (Vanguard Emerging Markets Stock Index)


This will just be a general investment. This is not going to be in a Roth IRA. I am fully invested in Vanguard's Target retirement 2040 until I have enough to diversify. I also have a 403(b) through my employer.

Thanks in advance. Any thoughts will be appreciated.

Farzad