[Hopey]

[ QUOTE ]
Hey fuckface, let me spell it out for you.

You say that ruining somebody's credit is the worst thing in today's modern world. You then say that after 12 years in prison, life goes on. My response was supposed to be pointing out those 12 years in prison are likely to be worse than the 7 years of bankruptcy that your "worst thing in the world" would lead to. Got it?

[/ QUOTE ]

Dude, go back and read the post from Surf that you quoted originally.

Then look at the post that he was quoting when he made the "12 years" comment.

It doesn't have anything to do with someone's credit. Trust me.