[RollTideTyler]

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Unless they can produce an actual contract you are clear. Best course of action would be to mail them a certified/return receipt letter with a $50 check explaining that you have paid for everything that you ordered and that if they ding your credit you will sue them. Anyone with a brain would back down, but if they do hit your credit then you can sue them and collect damages- won't be difficult if they can't produce a contract.

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yea i like this idea.

and to the poster 2 above asking why i didnt pay the 50 that i owe. i never saw a bill for just $50. the only bill i saw was for way over what i actually owe. i tried to explain to them that i want to pay my debt but feel i only owe 50. Until now i didnt feel like giving them 50 bucks, only to have them say "hey thanks, now give us the other 300 now please or we will send it to a collection agency"