[ImBetterAtGolf]

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I'm all for integrity but I'd like to ask anyone who feels that OP's option one is possible collusion, whether you would ban a husband and wife who sat down at the same table. All of that money comes out of the same bank account (typically).

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People often get concerned about playing against husband and wife. Usually it isn't a problem, but i'm sure it sometimes is one. You don't tend to get married for the purpose of lowering your joint poker volatility and picking off hapless opponents. The staking arrangement described in this thread is much more likely to create a problem since the financial arrangement between the two participants was entered into solely for purposes of playing poker.

So, yes, playing against a married couple can be problematic, though usually isn't. The arrangement described in this thread isn't OK just because sometimes husband and wife play hard against each other.