[DING-DONG YO]

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as a business, this isn't AP. they'd lose their clientèle if they did this.

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You don't know that they would lose business only if you find out about it.

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yeah, because risking your entire business for about a very small increase in cash (relatively speaking) is a good idea.

DDY, you are an idiot here

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no, you're extremely naive and you have no idea what you're talking about. You don't know what happened for sure or why but yet you feel comfortable dismissing possibilities out of hand based on your assumptions.

that's the only thing idiotic here.