Re: Motorcycle Insurance
I think you can cut the un/under. IIRC, that's just if an un/underinsured motorist does damage to your vehicle. If you're dropping comprehensive, these should go too. Also, if it's only $4k, consider dropping collision as well. Basically, you want liability only.
Edit to add: If you have a loan on this thing, your titleholder will likely make you get comprehensive/collision. It may be more cost effective, since the bike is only $4k to own the bike outright, so you can save on the insurance. Also, this is based on Indiana rules, NY/NJ may (will) be different.
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