Re: 401k contributions: pre/post tax and roth.
Yes, it is possible to have both a 401(k) and and Roth 401(k)...I do. It's up to your HR department how (and how often) you can switch your contribution designation. For example, they may require written notification 30 days prior to the end of a calendar quarter.
Just like a regular 401(k), when you change jobs, you have the option of rolling it into a self-directed IRA (a Roth IRA in this case) or into your new employer's plan(s). Personally, I never roll into my new employer's plan because the investment options are usually too limited vs. a self-directed IRA Rollover.
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