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I ended up cancelling my prosper loan request because I was unhappy at how it was funding. I'm sure it would have ended up funding at 13%, but it does not appear the interest rate was going to get bid down much, if it all. All of the other AA loans i have seen on that site usually end up around 8% interest. I knew my loan was bigger so it probably wouldn't get that low but I was surprised that it was not already dropping in rate.

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I withdrew my loan request at prosper, which means i profited $0.00.

If i had gone threw with my request, I would be up $2,197.80 right now (minus around $250 interest).

The only bright side to this is that I am in the process of transferring around $15k 0% credit card loans to my stock account, so I will be able to reap some more rewards soon. I am also in the process of applying for more 0% credit card loans, but won't have the funds from those for a couple more weeks.

The main lesson here is this. I should have trusted myself and my mad stock picking skills over a freaking poker message board. Don't take this too personally, there was a lot of good advice in this thread, but I am really kicking myhself right now.

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So did you cancel it because you weren't happy about the rate, or did you cancel it because of the advice here? Make a decision.
I have a feeling you will be filing for bankruptcy in 5 years.